Student Loans After 20 Years 2025 Student Loans. Right now, forgiven student loans aren’t considered taxable income, thanks to the american rescue plan act, which provides temporary tax relief for loans forgiven between. Do student loans get forgiven after 25 years?
Undergraduate loans are forgiven after 20 years, but if you have any graduate loans, it’ll take 25 years. Some federal student loans can indeed be forgiven after 20 years.
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